Fintechs Conquered Payments in India. Now They’re Eyeing Credit

Fintech companies helped drive the adoption of digital payments in India. They are now turning their attention toward credit offerings.

2026-09-22

• Track fintech expansion from digital payments into credit services.
• Watch how new credit offerings target underserved populations in India.
• Assess the opportunities and risks of fintech-led financial inclusion.

Fintechs Move Beyond India’s Payments Market

Credit Becomes The Next Growth Focus

The sector’s next focus is credit , with companies seeking to expand access to financial services. The move follows fintechs’ role in advancing digital payments adoption.

Serving India’s Underserved Population

Fintech companies are targeting the underserved population with new credit offerings. This shift could broaden their role in India’s financial services market.